/* Reset and base styles */
body, html {
    margin: 0;
    padding: 0;
    font-family: 'Arial', sans-serif;
    color: #001c33;
}

.container {
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

/* Main Header Navigation */
.main-header {
    position: fixed;
    top: 0; /* below top-bar */
    width: 100%;
    z-index: 9999;
    height: 80px;
    background: transparent; /* transparent as requested */
    padding: 20px 0;
    transition: background-color 0.3s ease;
}

.main-header.scrolled {
    background-color: #001c33; /* Dark blue */
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
}

.main-header .container {
    flex-wrap: wrap;
    padding: 20px 0;
}

.logo {
    display: flex;
    align-items: center;
}

.logo img {
    height: 38px;
    margin-right: 10px;
}

.navbar {
    display: flex;
    gap: 20px;
}

.navbar a {
    color: #fff;
    text-decoration: none;
    font-weight: 500;
}

.navbar a:hover {
    color: #ffc107;
}

.navbar .highlight {
    color: #ffc107;
    font-weight: bold;
}

.btn-account {
    background-color: #ffc107;
    color: #001c33;
    padding: 10px 20px;
    border-radius: 30px;
    font-weight: bold;
    text-decoration: none;
    transition: background 0.3s ease;
}

.btn-account:hover {
    background-color: #e0a800;
}

.header-buttons {
    display: flex;
    gap: 10px;
    align-items: center;
    white-space: nowrap;
  }
  
  .btn-login {
    padding: 10px 18px;
    border: 2px solid #ffc107;
    background-color: transparent;
    color: #ffc107;
    text-decoration: none;
    border-radius: 6px;
    font-weight: bold;
    transition: all 0.3s ease;
  }
  
  .btn-login:hover {
    background-color: #ffc107;
    color: #001c33;
  }
  
  .btn-account {
    padding: 10px 18px;
    background-color: #ffc107;
    color: #001c33;
    text-decoration: none;
    border-radius: 6px;
    font-weight: bold;
    transition: background 0.3s ease;
  }
  
  .btn-account:hover {
    background-color: #e6b800;
  }

/* Hero Section */
.hero {
    background: linear-gradient(to bottom, rgba(0,0,0,0.7), rgba(0,0,0,0.7)), 
                url('../images/vault-bg.jpg') center/cover no-repeat;
    padding: 150px 20px 100px;
    text-align: center;
    color: #fff;
    padding-top: 160px;
}

.hero h1 {
    font-size: 44px;
    line-height: 1.4;
    margin: 0;
}

.hero .underline {
    border-bottom: 4px solid #ffc107;
    display: inline-block;
}

.hero p {
    font-size: 18px;
    margin-top: 20px;
    color: #ddd;
}

.how-it-works {
    background-color: #0b1727;
    padding: 60px 20px;
    color: #fff;
  }
  
  .how-it-works .containerr {
    max-width: 1100px;
    margin: 0 auto;
  }
  
  .step-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 80px;
    gap: 40px;
    flex-wrap: wrap;
  }
  
  .step-row.left .step-icon {
    order: 1;
  }
  
  .step-row.left .step-box {
    order: 2;
  }
  
  .step-row.right .step-box {
    order: 1;
  }
  
  .step-row.right .step-icon {
    order: 2;
  }
  
  .step-box {
    flex: 1;
    min-width: 280px;
    padding: 20px;
    background-color: #111e30;
    border-radius: 12px;
    box-shadow: 0 6px 20px rgba(0, 0, 0, 0.3);
  }
  
  .step-title {
    color: #ffc107;
    font-weight: bold;
    font-size: 16px;
    margin-bottom: 10px;
  }
  
  .step-box h3 {
    font-size: 22px;
    margin-bottom: 12px;
  }
  
  .step-box p,
  .step-box ul {
    font-size: 16px;
    line-height: 1.6;
  }
  
  .step-box ul {
    padding-left: 20px;
  }
  
  .step-box ul li {
    margin-bottom: 8px;
  }
  
  .step-icon {
    flex: 0 0 150px;
    text-align: center;
  }
  
  .step-icon img {
    max-width: 100px;
    height: auto;
    filter: drop-shadow(0 0 6px rgba(255, 255, 255, 0.05));
  }
  
  @media screen and (max-width: 768px) {
    .step-row {
      flex-direction: column;
      align-items: flex-start;
    }
  
    .step-icon {
      margin: 20px 0;
    }
  
    .step-row.left .step-icon,
    .step-row.left .step-box,
    .step-row.right .step-icon,
    .step-row.right .step-box {
      order: initial;
    }
  }

/* CTA Section */
.cta-section {
    background-color: #e9f2fb;
    padding: 80px 20px;
    text-align: center;
}

.cta-container h2 {
    font-size: 32px;
    color: #001c33;
    margin-bottom: 15px;
}

.cta-container .highlight {
    color: #063e87;
    position: relative;
}

.cta-container .highlight::after {
    content: "";
    position: absolute;
    width: 100%;
    height: 5px;
    background: #ffc107;
    left: 0;
    bottom: -5px;
    border-radius: 3px;
}

.cta-container p {
    font-size: 16px;
    color: #001c33;
    margin-bottom: 30px;
}

.cta-buttons {
    display: flex;
    justify-content: center;
    gap: 20px;
    flex-wrap: wrap;
}

.cta-btn {
    display: inline-block;
    padding: 12px 24px;
    border-radius: 30px;
    font-weight: bold;
    text-decoration: none;
    font-size: 16px;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    gap: 8px;
}

.cta-btn span {
    font-size: 18px;
}

.cta-btn.primary {
    background-color: #063e87;
    color: #fff;
}

.cta-btn.primary:hover {
    background-color: #052e6b;
}

.cta-btn.secondary {
    background-color: #fff;
    border: 2px solid #063e87;
    color: #063e87;
}

.cta-btn.secondary:hover {
    background-color: #063e87;
    color: #fff;
}

.site-footer {
    background: #001c33;
    color: #fff;
    padding-top: 60px;
    position: relative;
    font-size: 14px;
}

.footer-top {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    align-items: center;
    padding-bottom: 40px;
    border-bottom: 1px solid #444;
}

.footer-heading h2 {
    font-size: 28px;
    margin-bottom: 10px;
    color: #fff;
}
.footer-heading .highlight {
    color: #ffc107;
    position: relative;
}
.footer-heading .highlight::after {
    content: "";
    position: absolute;
    width: 100%;
    height: 4px;
    background: #ffc107;
    bottom: -5px;
    left: 0;
}

.subscribe-form {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-wrap: wrap;
}
.subscribe-form input {
    padding: 10px 16px;
    border-radius: 6px;
    border: none;
    width: 250px;
}
.subscribe-form button {
    background: #ffc107;
    border: none;
    padding: 10px 18px;
    border-radius: 6px;
    font-weight: bold;
    color: #001c33;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 6px;
}

.footer-main {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    padding: 40px 0;
    border-bottom: 1px solid #444;
}

.footer-logo img {
    height: 40px;
}
.footer-logo h3 {
    font-size: 22px;
    margin-top: 10px;
    color: #fff;
}
.social-icons a img {
    width: 22px;
    margin-right: 10px;
    margin-top: 10px;
}

.footer-links {
    display: flex;
    flex-wrap: wrap;
    gap: 40px;
}
.footer-links .column h4 {
    margin-bottom: 10px;
    font-weight: bold;
    font-size: 14px;
}
.footer-links .column ul {
    list-style: none;
    padding: 0;
}
.footer-links .column ul li {
    margin-bottom: 8px;
}
.footer-links .column ul li a {
    color: #fff;
    text-decoration: none;
}
.footer-links .column ul li a:hover {
    text-decoration: underline;
}

.footer-disclaimer {
    padding: 20px 0;
    font-size: 12px;
    text-align: center;
    color: #ccc;
}
.footer-disclaimer a {
    color: #ffc107;
    text-decoration: underline;
}

.footer-bottom {
    padding: 20px 0;
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    align-items: center;
    font-size: 13px;
}
.policy-links a {
    color: #ccc;
    text-decoration: none;
    margin-left: 15px;
}
.policy-links a:hover {
    color: #ffc107;
}

/* Scroll to Top Button */
.scroll-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    background: #ffc107;
    color: #001c33;
    border: none;
    padding: 12px 16px;
    border-radius: 50%;
    font-size: 18px;
    font-weight: bold;
    cursor: pointer;
    box-shadow: 0 2px 10px rgba(0,0,0,0.2);
}